For Ohio contractors & trade businesses

The next project.
A clearer funding strategy.

Materials, equipment, the gap before a client pays. Start with a review of what your business needs—and what repayment would mean for your cash flow.

Request a Funding Review

A preliminary conversation about fit. No credit application or credit inquiry is authorized by the review request.

Featured in CEO Times · Richard Johnson, Founder of Black Crest Capital

Read the founder feature
The business need comes first

What does the funding
need to accomplish?

A large approval is only useful if the financing fits the job. We begin with the purpose, timing and payment structure your business can support.

01 / PROJECT COSTS

Get ahead of the work.

Discuss planned materials, supplier costs and the timing of progress payments or receivables.

02 / EQUIPMENT

Invest with a repayment plan.

Review an equipment or vehicle purchase in the context of its useful life and the business cash flow.

03 / CASH-CYCLE NEEDS

Understand the gap.

Separate recurring cash-flow timing from a one-time purchase before considering a potential financing path.

A practical first step

Clarity before
applications.

Sometimes the next step is exploring a financing option. Sometimes it is preparing first. We will explain the reasoning before discussing applications.

  1. 01

    Share the basics.

    Tell us about your business, the amount you have in mind and the purpose.

  2. 02

    Review your situation.

    Discuss your goals, cash flow, existing obligations and the information needed to assess fit.

  3. 03

    Choose a sensible next step.

    Consider preparation or a suitable potential funding path. Any financing remains subject to third-party underwriting and approval.

Start here

Tell us what you’re building.

Share the basics below. Black Crest Capital will review your request and follow up about your goals and potential next steps.

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Before you begin

A few straightforward answers.

Is Black Crest Capital a lender?

No. Black Crest Capital is a business funding advisory and brokerage firm. Financing is provided by third parties and depends on their underwriting and approval.

Will this request affect my credit?

This preliminary review request does not authorize a credit inquiry. Any later application or credit review would require its own appropriate authorization.

What financing options might be considered?

Depending on your situation, a review may explore business credit cards, lines of credit, equipment financing or term financing. Availability and suitability depend on your business and the specific provider. No product or approval is promised.

Are there advisory fees?

Black Crest Capital charges advisory fees under a separate written agreement. We explain the applicable fee, what triggers it and the total cost before engagement. A preliminary request does not authorize a charge. An issuer’s promotional APR does not eliminate advisory fees.

What information should I send?

Start with the basic business details in the form. Do not submit Social Security numbers, account numbers, passwords or sensitive documents here. If documents are needed later, we will discuss the appropriate secure process.

BLACK CREST CAPITAL

Richard Johnson · Founder
Funding readiness before funding promises.

[email protected]
(330) 919-7738
1225 Bell Road, Suite A #2069
Chagrin Falls, OH 44022

Black Crest Capital is a registered trade name of RGJ Consulting LLC. We provide business funding advisory and brokerage services and are not a direct lender. Financing is subject to third-party underwriting, product availability and approval. No approval, amount, rate or funding timeline is guaranteed. The CEO Times feature is a media reference, not a lender endorsement or a statement of client results.